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COVID-19 Small Business Survival Q & A - Shared screen with speaker view - Recording 1/2
Thao Phan
10:56
Email: acsbdc@ohlone.edu
Paul Jackman
16:21
Are you sharing the slide deck after?
Samantha Miller
25:45
Samantha Miller: samiller@acgov.org
Samantha Miller
26:18
Javier Contreras: Javier.Contreras@acgov.org (for Layoffs/Closures/Working with EDD)
Peggy McQuaid
33:14
are these zoom webinars (such as described with Mr. Conreas) able to be translated into other languages
Margaret Jackson
33:34
Chambers will you share a bit on how your chamber is supporting small businesses?
Joe Nelson
33:39
Can employees who are sheltered and not able to work apply for UI or paid sick leave outside what businesses offer?
Margaret Jackson
34:45
email Margaret Jackson: ACSBDC@ohlone.edu
Joe Nelson
36:32
understood. The department to contact will help alot. thanks
Ylma Gutierrez
00:37:53
will there be any grants or just loans? Thank you for organizing this meeting.
Joe Nelson
39:00
any guidance on how to discuss deferred payments with property managers, utilities, insurance, etc.?
leah
42:21
yes
emilekishek
42:40
Yes
Jim Baird
42:59
Will this webinar cover more details on the SBA Economic Injury Loans?
Steve Stevenson
43:33
Is there any ETA on the SBA.gov website to actually function as an disaster loan avenue? It currently does not service any California counties at all despite listing many as being eligible
Steve Van Dorn
43:36
I'm getting members emailing me they can't join in to this webinar.
Paul Jackman
44:28
How long is the typical approval process for the loans? Would you suggest online application or mail in?
Steve Van Dorn
46:06
The Pleasanton Chamber is sharing which businesses are open for business at this address: https://www.pleasanton.org/covid-19-information
Joe Nelson
49:05
are businesses under shelter order given priority?
leah
55:26
if taxes are technically still do 4/15, will the o point at mentos need to be made?
adam
55:30
I do home loans that bank can not do for people who are having problems qualifying, is this something that can help?
Paul Jackman
55:51
SBDC services (one-on-ones and help with forms) a paid service or do all small business get this assistance?
Vaneese Johnson
56:39
You can get your credit report at www.FreeCreditReport.com . Typically you pulling your own report will not impact your credit score. www.Experian.com offers Free Credit Report and FICO Credit Score. If you are considering applying for a loan with SBA and/or other lending sources.
Manju Kashi
57:01
person at SDBC who can help us with the SBA application - loan.
Thao Phan
57:31
SBDC one-on-one advising services are at no cost. To sign up, please visit our website at www.acsbdc.org and click on Apply Now on the site.
Manju Kashi
58:52
I had my initial interview with SDBC - and I was told an advisor will be assigned. have not received any email so far.
Joe Nelson
01:03:36
thank you so much for the info
Steve Stevenson
01:05:41
It is listed but you cannot choose it when you go to apply
Steve Stevenson
01:06:09
There's a list of counties approved but when you go to actually apply it says alameda county is not listed as affected
Steve Stevenson
01:08:40
Can she not see the chat?
Steve Stevenson
01:10:05
I called the SBA and was told they're still building the website county by county and there was no ETA when each county would be done
Steve Stevenson
01:10:32
You can only apply by mail as of yesterday at least. I can't get through today
Steve Stevenson
01:13:18
This is what it says when you choose California and Alameda county on the sba/gov/disaster website "There are no active declarations for the State and County combination you have selected."
Victor Dawson
01:16:14
If you currently have an active loan through SBA are you still considered for an Economic Injury Disaster loan?
Steve Stevenson
01:21:09
I know that alameda is approved. I'm getting blocked from applying online at all.
Manju Kashi
01:24:42
what is guarantee that SBA needs for the loan
Manju Kashi
01:26:14
complete an intake interview and waiting for an adviser to be assigned - how long does it take for advisor assignment to work with?
Steve Stevenson
01:29:47
If all I have is the stock in the shop and fixtures for collateral am I going to get turned down? I don't own a home or other real estate
Kathy Weber
01:31:43
Where can we access the link to this recording?
Steve Stevenson
01:32:11
property as in land/buildings?
Joe Nelson
01:38:18
what about anticipated losses? how can we determine that? thanks
Steve Stevenson
01:38:30
If they hold the same standards as they have in the past I'm sunk. They'll never approve me because my credit to debt ratio is too high. That's so disappointing
Lisa Leonard
01:40:34
Could owned equipment be considered for collateral?
Steve Stevenson
01:41:46
SBA has denied me in the past. I'll try but I'm not feeling great.
Steve Stevenson
01:42:19
I have. I have an appointment next week
Joe Nelson
01:42:31
If I have approvals on other loans (unfavorable terms) can I still pursue SBA because of the deferred payment option?
Manju Kashi
01:43:22
can we get a paid advisor to work with. what would be the cost if one is available?
Manju Kashi
01:46:41
how do we find consultants?
Joe Nelson
02:00:24
thank you. I will look at all these documents and resources
Lisa Leonard
02:00:44
Thank you!
Adrienne Richmond
02:00:46
Thank you for all you guys are doing! Super helpful
Amy Howard
02:00:52
Thanks for putting this on and being there with information and resources!
leah
02:01:08
thank you for this pop up!
Ron Barrett
02:01:26
Gotta go... another meeting...
Manju Kashi
02:01:35
THANKS and it very helpful - god bless